E-Loan, Inc. is a financial services company that offers home mortgage, home equity, and auto loans, along with online high yield savings and certificates of deposit (CDs).
E-LOAN® is currently headquartered in Pleasanton, CA, and employs more than 950 people. As of October 2006, the company has funded over $32 billion in loans.
Mortgage Loans
E-LOAN offers several different types of mortgages, including 40, 30, 20 and 15-year loans.
Other loan choices include those with zero down or no PMI (Private Mortgage Insurance). These remain popular among customers financing a home loan in locations where housing costs remain above the national average.
Refinance Loans
E-LOAN offers refinancing options for customers searching for a better rate, extra cash, or both. Customers can apply for a mortgage refinance with a cash-out refinance or a home equity loan.
E-LOAN provides two types of home equity loans:
* A home equity line of credit, also known as a HELOC, which extends a credit line that can be accessed whenever the borrower chooses.
* A home equity loan or “second mortgage,” which provides cash in a lump sum while retaining the borrower’s existing first mortgage.
Vehicle Loans
E-LOAN also provides car, truck, and motorcycle loans for both dealers and non-dealers (private party). Loans for lease buyouts are also available, along with auto refinance loans for borrowers searching for better rates than their current car loans.
E-LOAN provides approved vehicle loan applicants with a “PowerCheck®,” which works much like a regular check.
Online Savings and CDs
Differing from its other loan products, E-LOAN also offers high yield savings and CDs. Current rates are listed on the company’s Web site at http://www.eloan.com/savings
Friday, November 16, 2007
Thursday, November 15, 2007
Lexington Law led the way
Lexington Law went on to define itself by fusing strict regulatory compliance with innovative credit improvement solutions.
Initially working out of a small office, Lexington quickly grew to occupy several floors of a downtown office building. As the Internet boomed Lexington was the first to establish a comprehensive credit resource online.
Rather than rely on high-pressure sales tactics, Lexington chose a strategy rooted in the belief that consumers should be given full disclosure about the process and encouraged to make informed decisions on their own.
As demand for credit information surged, so did demand for its service. The firm soon added new attorneys and expanded its legal staff in order to meet the growing popularity of its program.
More than a decade later Lexington is still reshaping the industry it founded through innovative credit report repair solutions and exemplary customer service.
Lexington attributes its success to cultural ethics and guidelines which every team member is asked to observe. First, remain innovative. Employees are encouraged and empowered to test new methods and ideas, even if these ultimately fail.
Second, the workplace is an arena for personal growth. Paralegals, as well as attorneys, are asked to attend seminars focusing on self-improvement. Individuals are expected to carry the values and experiences from these seminars back into the workplace.
Finally, provide outstanding customer service. While Lexington's quality and scope of customer service remains unrivaled in the industry, the firm continues to develop new ways for improving its service based directly on client and visitor feedback.
Initially working out of a small office, Lexington quickly grew to occupy several floors of a downtown office building. As the Internet boomed Lexington was the first to establish a comprehensive credit resource online.
Rather than rely on high-pressure sales tactics, Lexington chose a strategy rooted in the belief that consumers should be given full disclosure about the process and encouraged to make informed decisions on their own.
As demand for credit information surged, so did demand for its service. The firm soon added new attorneys and expanded its legal staff in order to meet the growing popularity of its program.
More than a decade later Lexington is still reshaping the industry it founded through innovative credit report repair solutions and exemplary customer service.
Lexington attributes its success to cultural ethics and guidelines which every team member is asked to observe. First, remain innovative. Employees are encouraged and empowered to test new methods and ideas, even if these ultimately fail.
Second, the workplace is an arena for personal growth. Paralegals, as well as attorneys, are asked to attend seminars focusing on self-improvement. Individuals are expected to carry the values and experiences from these seminars back into the workplace.
Finally, provide outstanding customer service. While Lexington's quality and scope of customer service remains unrivaled in the industry, the firm continues to develop new ways for improving its service based directly on client and visitor feedback.
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